Welcome to a world where the future is happening now. That's right, folks. OneSpark is taking us on a thrilling ride into a new era of income protection, harnessing the power of artificial intelligence.
Once upon a time, income protection was as predictable as an old rerun on TV. Traditional income protection was like a flat-line graph – the same salary, with minimal increases linked to inflation- otherwise known as CPI. But life isn't predictable, and salaries don't remain stagnant, do they? OneSpark wondered the same thing and decided it was time for a reboot.
Using the power of AI, OneSpark has re-engineered life insurance and introduced the world's first occupation-specific income protection. They've tailored income protection to your specific job profile, so you're not stuck with a one-size-fits-all solution.
Let's imagine you're a lawyer. We all know that a lawyer's salary trajectory isn't a leisurely stroll in the park; it's more like a mountaineer scaling a steep slope. Starting off relatively low, it shoots upwards as they gain more experience and recognition in the field.
In the traditional model, if you had to claim when you're still a fledgling lawyer earning R20,000 a month, you'd receive this amount, increased only by inflation each year. But let's face it – this doesn't reflect the reality of your earning potential, does it?
That's where OneSpark's AI-powered cover comes in. It's smart enough to know that if you hadn't claimed, your income would have risen significantly over the years. Therefore, your claim amount isn't static; rather, it increases in line with what you would have received had you continued working.
It's like your income protection has its own crystal ball, looking into the future and adjusting your payout to match your projected income. This ensures that even in the event of a claim, you're still receiving an income that mirrors your potential earning trajectory. It's a game-changer, providing a safety net that expands as your career ascends.
So, there you have it. OneSpark, harnessing the power of AI, is redefining income protection and providing a solution that grows with you. They're not just keeping up with the times; they're light years ahead, leading the charge towards innovative, fairer, and more personalised income protection. It's the future today.
Get an AI-powered life insurance quote in 10 seconds now by visiting www.onespark.co.za